CarCloud Community

The better way to
shop for car finance

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Effortless car ownership

Your car is your second-biggest monthly expense after your home

Track it all in one place to see where you can save

Calculate total running costs

Enter your reg and mileage and we'll work it out for you. using our clever systems and in-the-know industry data.

Car insurance
Swap your car loan for a better deal

Yes, switch car finance at any time. Make your agreement longer or shorter to suit your life plans, pay off the balloon payment with a lower-interest loan - you have options to save.

Car admin
Check finance options for a new car

Monitor how much you could get selling your car privately vs trading in. Enter any loan or financing owed on the car (if you have it) and see how much you have to play with on your next car.

Reminders for MOT, tax and insurance

Sent with savings tips and tricks, customised to your key dates. Avoid fines and never miss a deadline.

What our customers think

★★★★★

Convenient, helpful, stress free.
What more could you want. Can’t recommend highly enough.
Nathan H.
Nathan H.Verified user since August 2021
★★★★★

We’ve got 4 cars in our household and it really helps me to keep on top of them (and enables me to send gentle reminders to the kids about their cars as opposed to having to sort them out last minute). Saved many a family argument!
Blare C.
Blare C.Verified user since June 2022
★★★★★

Great to keep track of vehicle details like road tax, mot, insurance all in one place. also sends out helpful reminders where needed and can also check your vehicle value.
Adam K.
Adam K.Verified user since January 2021
★★★★★

Thanks to a friend who mentioned this to me, just in time for the car renewals. Last years insurer had been ultra competitive, saved 25% on their new price for newer car. Thanks 👍👏
Rob F.
Rob F.Verified user since March 2023
★★★★★

Information in one place and very easy to access especially for people with up to 3 vehicles. Great for reminders on insurance and MOT due dates. Highly recommend.
Paige D.
Paige D.Verified user since June 2021

Frequently asked questions

By tracking your car finance, you can always keep an eye on your existing deal and compare it to other options. Did you know you can switch at any time, even if you took your finance deal out today?

Our insurance cost tool gives you total control.  Simply add your insurance premium and we will do the rest. 

By notifying you of your MOT and Road Tax dates we will help keep your vehicle road legal, reducing the risk of fines, points and being uninsured. 

CarCloud takes the pain out of car admin.  You simply create your profile and we will do the rest, reminding you of time and money saving opportunities only when needed.

Yes, you can add any UK-registered vehicle, be it a car, motorbike or van.

There’s no catch! If you decide to buy a product or service through CarCloud, we make a commission. If you never take out a finance deal or your insurance through us, you still get all the same great digital car management benefits. Please note: you will not pay more for any products or services we offer as a result of our commission arrangements. 

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Important stuff

© 2025 Pace Cloud Limited. All Rights Reserved.

Pace Cloud Limited (under Company Number 11397547, registered and incorporated in England and Wales) trades as CarCloud Community. Registered address: Grosvenor House, 11 St. Pauls Square, Birmingham, B3 1RB. Pace Cloud Limited are registered with the Information Commissioner’s Office - ICO (Reference ZA539573).

Pace Cloud Limited (FRN 841535) trading as CarCloud Community is an Appointed Representative of Consumer Credit Compliance Limited who are authorised and regulated by the Financial Conduct Authority (FRN 631736). The permissions of Consumer Credit Compliance Limited as a Principal firm allow Pace Cloud Limited to undertake Credit Broking. Pace Cloud Limited acts as a credit broker and not a lender, we will receive a fixed commission for all completed agreements. You will not pay more as a result of our commission arrangements.

The car insurance journey is provided by MoneySuperMarket.com Ltd. MoneySuperMarket.com Ltd is an appointed representative of MONY Group Financial Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 303190). Pace Cloud Ltd (FRN 841535) trading as CarCloud Community is an appointed representative of MONY Group Financial Limited (FCA FRN 303190). Registered in England No. 03157344. Registered Office: MONY Group House, St David’s Park, Exloe, CH5 3UZ.